Pay at Closing FAQs

What is Pay at Closing?

Pay at Closing is an offering from Long & Foster’s inspection and settlement teams which gives clients a substantial home inspection discount and an option to defer inspection payment to closing.


Which companies offer Pay at Closing?

Insight Home Inspections, RGS Title, and Sage Title Group partner to offer Pay at Closing to Long & Foster agents and their clients.


Why do agents recommend RGS and Sage?

Security, convenience, and experience. RGS and Sage attorneys and settlement officers are located throughout the company footprint.  They offer extensive experience and use secure technology to reduce risk and safeguard your clients’ assets, giving everyone peace of mind throughout the process.


Why do agents recommend Insight?

Scheduling, reports, and experienced, non-alarmist inspectors. Agents can schedule a confirmed inspection online 24×7 in less than five minutes. With every home inspection, Insight delivers two reports: Inspection Insights, our best-in-class inspection report with guaranteed same-day delivery, and Home Insights, our customized homeowners manual, co-branded with the agent’s photo and contact info.


Why do agents recommend Pay at Closing?

Pay at Closing gives clients a $55 home inspection discount, provides an option to defer payment to closing, and ensures a more seamless and integrated title and inspection journey.


Why do agents recommend Pay at Closing?

Cash may be tight, particularly for first-time homebuyers and other clients who prefer to allocate resources to other homebuying expenditures. Some consumers may also be waiting on funds from the sale of their current house. Buyers may also be able to take advantage of listing credits by deferring inspection payment to closing.


Why do clients opt for Pay at Closing?

Pay at Closing gives a client a $55 home inspection discount and the option to defer payment to closing.


How do clients select Pay at Closing?

After scheduling a home inspection, the client and agent receive an email/text with a link to their shared Insight Dashboard, at which the clients can select Pay at Closing.



How do agents or clients schedule inspections with Insight Inspections?

Agents or clients should go to to schedule a home inspection.


How do clients take advantage of the $55 home inspection discount?

An agent or client should apply RGSTitle or SageTitle promo code when scheduling OR a client can enter one of the promo codes when adding payment details on the Insight Dashboard.


Are clients required to use Pay at Closing?

No. Clients who work with Insight Inspections and RGS or Sage can pay with credit or bank debit and still receive our $55 home inspection discount.


How do title companies know a client has opted for Pay at Closing?

Insight’s tech platform sends data to title companies’ platforms; we manage the entire process safely and securely for agents and clients.


What happens if the transaction doesn’t reach settlement?

We require a credit card as a backup. If a transaction doesn’t close, we charge the credit card. We do not store credit card data. Payment is managed by Stripe, the country’s leading secure credit card payment processor.


Can clients work with other title companies?

Yes. However, Pay at Closing and the inspection discount are only available to clients who work with Sage Title Group or RGS Title.


Is Pay at Closing available with affiliated title companies?

No. Pay at Closing — including the option to pay for the inspection at closing, as well as the inspection discount — is only available to clients who work with Sage Title Group or RGS Title.


Do other companies offer Pay at Closing?

No. Pay at Closing is a product that is unique to Long & Foster; no other real estate company offers integrated inspection payment at closing.


Why don’t other companies offer Pay at Closing?

Because Long & Foster is the only brokerage that owns all companies required to deliver superior, seamless agent and customer journeys.